PORTLAND, Ore. – Sept. 9, 2010 – Umpqua Holdings Corporation (NASDAQ: UMPQ), parent company of Umpqua Bank and Umpqua Investments, today announced that its Board of Directors approved a quarterly cash dividend of $0.05 per Common Share. The dividend is payable on October 15, 2010 to shareholders of record as of September 30, 2010.














About Umpqua Holdings Corporation


Umpqua Holdings Corporation (NASDAQ: UMPQ) is the parent company of Umpqua Bank, an Oregon-based community bank recognized for its entrepreneurial approach, innovative use of technology, and distinctive banking solutions. Umpqua Bank has 184 locations between San Francisco, Calif., and Seattle, Wash., along the Oregon and Northern California Coast, Central Oregon and Northern Nevada. Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments, Inc., which has locations in Umpqua Bank stores and in dedicated offices in Oregon. Umpqua Bank’s Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit www.umpquaholdingscorp.com.

San Francisco – August 9, 2010 – Umpqua Bank, a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ), has been designated a High Level Delegated Authority Lender by the Export-Import Bank of the United States (Ex-Im Bank), the nation’s official export credit agency.





Under the Ex-Im Bank’s Working Capital Guarantee Program, the High Level designation allows Umpqua Bank to approve working capital loans without obtaining Ex-Im Bank’s prior approval. This designation enables Umpqua Bank to maximize efficiency when qualifying and funding export finance loans, ensuring a faster turnaround for exporters seeking working capital to fulfill overseas orders.





“We are pleased to have received this designation from Ex-Im Bank so that we can better serve our international banking clients,” said Tony Oriti, senior vice president and managing director for Umpqua Bank’s International Banking Division. “Having access to the financial resources needed to compete in the global marketplace is critical to the businesses we serve. As a high level delegated authority lender, we can now ensure that our clients receive prompt turnaround on the approval of larger export finance loans.”





Umpqua Bank’s International Banking Division is equipped to provide a comprehensive suite of banking solutions for businesses between Seattle to San Francisco that are involved in international trade.





About Umpqua Bank


Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 184 locations between San Francisco and Seattle, along the Oregon and Northern California Coast, and in Central Oregon and Northern Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for the past four years in a row on FORTUNE magazine’s list of the country’s “100 Best Companies To Work For.” Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments Inc., which offers services through Umpqua Bank stores and in dedicated offices throughout Oregon. Umpqua's Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit http://www.umpquabank.com.





About Ex-Im Bank





Ex-Im Bank is the official export-credit agency of the United States. The independent, self-sustaining federal government agency helps to create and maintain U.S. jobs by financing the sales of U.S. exports, primarily to emerging markets throughout the world. Ex-Im Bank provides a variety of financing mechanisms, including working capital guarantees to help small and medium-sized U.S. businesses, export-credit insurance to protect against nonpayment by foreign buyers, and loan guarantees and direct loans to assist foreign buyers of U.S. goods and services. More information is available on Ex-Im Bank's web site at www.exim.gov.





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Umpqua Bank, a subsidiary of Umpqua Holdings Corporation, (NASDAQ: UMPQ), is hosting a series of three free workshops for women on the topics of travel, money management and health. The workshops are planned the third Thursday of the month beginning in August from 4 p.m. - 6:30 p.m. at Heathman Lodge, 7801 N.E. Greenwood Drive in Vancouver, Wash.





Called Lessons for Women, By Women, the workshop topics are:


• Traveling on A Shoestring, Aug. 19


• Your Money and Retirement, Sept. 16


• Healthy Habits, Oct. 21





Gloria Johnson and Julia Anderson are workshop presenters. Johnson is in her 11th year directing Umpqua Bank's Club Carefree program, which offers worldwide entertainment and travel opportunities to people over the age of 50. Her Traveling on a Shoestring seminar on Aug. 19 will offer tips on how women can travel safely, stick to a budget, and enjoy learning about other cultures all at the same time.





Anderson is an award-winning journalist and retired Columbian business newspaper editor. She is a business voice on KXL-750 AM radio in Portland, Ore., serves on an Umpqua Bank advisory board, and writes an online blog for women at sixtyandsingle.com offering money, budgeting and retirement advice. Her workshop on Sept. 16 will provide money management and retirement planning tips.





Johnson returns Oct. 21 for her workshop on Healthy Habits for Women. During this session, she will discuss how to be a strong healthy woman through wise fitness, eating, sleep and attitude choices.





To register for any or all of the free workshops please contact Ginny Gronwoldt at ginnygronwoldt@umpquabank.com or by calling 360-256-2174.





About Umpqua Bank


Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 184 locations between San Francisco and Seattle, along the Oregon and Northern California Coast, and in Central Oregon and Northern Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for the past four years in a row on FORTUNE magazine’s list of the country’s “100 Best Companies To Work For.” Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments





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Umpqua Holdings Corporation (NASDAQ: UMPQ), parent company of Umpqua Bank and Umpqua Investments, Inc. today announced second quarter 2010 net earnings available to common shareholders of $3.4 million, or $0.03 per diluted common share, compared to a net loss available to common shareholders of $107.5 million, or $1.79 per diluted common share, for the same period in the prior year.

Operating income, defined as earnings available to common shareholders before gains or losses on junior subordinated debentures carried at fair value, net of tax, bargain purchase gains on acquisitions, net of tax, merger related expenses, net of tax, and goodwill impairment, was $4.7 million, or $0.04 per diluted common share for the second quarter of 2010, compared to an operating loss of $0.7 million, or $0.01 per diluted common share, for the same period in the prior year. Operating income or loss is considered a “non-GAAP” financial measure. More information regarding this measurement and reconciliation to the comparable GAAP measurement is provided under the heading Non-GAAP Financial Measures below.





Significant financial statement items for the second quarter of 2010 include:

• Provision for loan losses of $29.8 million, a 29% decrease, and total net charge-offs of $26.6 million, a 32% decrease, on a sequential quarter basis



• The allowance for credit losses increased to 2.00% of non-covered total loans



• Non-covered, non-performing assets ended the quarter at 1.90% of total assets



• Total deposits increased $352 million, or 4%, on a sequential quarter basis and 26% over June 30, 2009



• Net interest income of $92.3 million, an increase of 6% on a sequential quarter basis, and an increase of 17% over the same period in the prior year



• Net interest margin, on a tax equivalent basis, remained stable at 4.05%



• The cost of interest bearing deposits for the second quarter of 2010 was 1.10%, a decrease of 9 basis points on a sequential quarter basis



• Tangible common equity ratio increased from 7.82% to 9.54% during the quarter, resulting from the conversion of preferred stock into common equity



• Total risk-based capital of 17.60%.

To read the complete Quarter 2 2010 Earnings release please click here.

For the complete Quarter 2 2010 Consolidated Financial Statements click here.

Umpqua Bank, a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ), has opened its first Santa Rosa, Calif., location. The multifunction location provides Sonoma County residents and businesses with a comprehensive suite of Umpqua Bank mortgage, commercial and personal banking services, as well as access to its full-service investment firm, Umpqua Investments Inc.


“We are pleased to bring Umpqua’s high-touch community banking experience to Santa Rosa,” said Brad Copeland, senior executive vice president and chief operating officer for Umpqua Bank. “This site will provide additional resources to customers we already serve in the area, while introducing Umpqua Bank to new customers as we continue to expand our Sonoma County presence.”


“Our Santa Rosa location is uniquely positioned to help people take out a mortgage, get a small business loan, evaluate financial planning and investment options, deposit a paycheck and more, all in one stop,” continued Copeland.


Umpqua Bank’s new 4,600-square-foot office is located at 1322 4th Street, Santa Rosa, Calif., and is open weekdays, 9 a.m. to 5 p.m. and by appointment.


Umpqua Bank Commercial and Personal Banking Services Now Available:


Umpqua Bank is recognized as one of the strongest community banks in the nation, with 184 locations between Seattle and San Francisco, and the Bay Area to Northern Nevada. The multifunction Santa Rosa location offers a range of commercial and personal banking services for Sonoma County customers, including:


• Umpqua Mortgage: Umpqua’s mortgage division offers a variety of mortgage loan options tailored to fit the borrower’s needs. Each loan is backed by experienced loan officers prepared to educate customers about their loans and walk them through the mortgage process from the initial application to completion. Seven mortgage specialists will be based out of the Santa Rosa location.


• Umpqua Commercial: Umpqua Bank’s commercial banking division provides full-service banking for a wide range of commercial businesses, including financing and treasury management. Additionally, the bank offers specialty products such as merchant services, international banking and employee perk programs.


• Umpqua Bank Retail Banking: Umpqua Bank’s Santa Rosa location will also provide customers with access to Umpqua’s comprehensive lineup of personal banking services. An Umpqua Bank universal associate will be available to assist customers with account openings, transactions, and to provide guidance on other products and services. A 24 hour ATM and night drop will also be available.


• Umpqua Investments: The Santa Rosa office, recently hired two experienced financial advisors, Jeff Crouch and Evan Hershey, who will deliver a full suite of investment products and services, including municipal bonds, corporate equities and portfolio management. Umpqua Investments plans to add an additional financial advisor to its Santa Rosa team later this year.





About Umpqua Bank


Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 184 locations between San Francisco and Seattle, along the Oregon and Northern California Coast, and in Central Oregon and Northern Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for the past four years in a row on FORTUNE magazine’s list of the country’s “100 Best Companies To Work For.” Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments Inc., which offers services through Umpqua Bank stores and in dedicated offices throughout Oregon. Umpqua's Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit http://www.umpquabank.com.





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PORTLAND, Ore. – July 22, 2010 – Umpqua Bank, a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ), has opened a neighborhood store in Alberta Arts District of Portland, Ore. The Alberta store offers several defining features that include a roll-up garage door with outdoor seating, a community mural space and digital neighborhood displays. Located at 1745 NE Alberta Street, this new location is one of 22 Umpqua Bank stores in the Portland metropolitan area and the first local bank in the Alberta neighborhood.





The store is also launching the Alberta Arts Build Your Block Challenge, a $10,000 neighborhood enhancement campaign. Umpqua Bank is encouraging community members to submit any neighborhood project that would benefit local residents – from a community garden to additional bike racks and benches – today through Friday, Aug. 20, at Umpqua Bank’s Alberta Facebook page, facebook.com/albertaumpqua, and in-store. The field will be narrowed to three final ideas by Monday, Aug. 30. Residents will then have the opportunity to vote for the project they would like to see funded. Umpqua Bank will provide up to $10,000 to implement the winning project. The Alberta Arts Build Your Block Challenge winner will be announced on Sept. 15.





“Umpqua Bank is committed to redefining conventional banking practices and giving back to the neighborhoods our customers and associates call home,” said Ray Davis, president and CEO of Umpqua Bank. “The Alberta Arts district is an incredibly vibrant blend of residents and local businesses and we look forward to being an integral part of Alberta’s future.”





Umpqua Bank’s neighborhood stores redefine conventional banking practices and design. Like cafés and other gathering places, these locations are embedded in established communities, providing residents and visitors with an engaging space to browse local merchandise, shop online, enjoy a cup of coffee and learn about local events, in addition to banking.





As Umpqua Bank’s largest neighborhood store, the new 2,402-square-foot location features:


• A Discover Wall digitally presenting bank products and services for customers to peruse before printing and taking away items of interest.


• An electronic community bulletin board showcasing neighborhood photographs and events.


• A LocalSpotlight program featuring Alberta merchants and their products.


• Free Umpqua Blend coffee and Smith Teamaker personally crafted teas.


• A Computer Café for online banking and Internet surfing.


• Commemorative art celebrating the do-it-yourself spirit of the Alberta neighborhood.





Umpqua’s Alberta store will be managed by Robert Cross, who previously served as a consultant for Umpqua Bank’s GreenStreet Lending program. Cross and his team will provide personal banking, small business and commercial lending solutions in-person and online.





The Alberta store has its own Twitter handle @albertaumpqua, Facebook page, facebook.com/albertaumpqua, and microsite, UmpquaBank.com/Alberta where associates will post news about store events, special promotions and community happenings.





The store will be open Monday through Friday from 9 a.m. to 6 p.m., and Saturdays from 10 a.m. to 2 p.m. Umpqua Bank will host an all-day open house this Friday, July 23, at the Alberta store for neighbors and friends, featuring local food and drink from Petite Provence, Pine State Biscuits, Ciao Vito, Barista and Every Day Wine. Additionally, there will be community activities throughout the day led by Urban Pilates and the Community Cycling Center, as well as music by Na Mesa.





About Umpqua Bank


Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 184 locations between San Francisco and Seattle; along the Oregon and Northern California Coast, Central Oregon and Northern Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for the past four years in a row on FORTUNE magazine’s list of the country’s “100 Best Companies To Work For.” Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments Inc., which offers services through Umpqua Bank stores and in dedicated offices throughout Oregon. Umpqua's Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit http://www.umpquabank.com.





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Umpqua Bank yesterday announced its support of two Reno-based nonprofit organizations, presenting a $25,000 check to the Education Alliance of Washoe County and a $10,000 check to the Food Bank of Northern Nevada. The announcement was made at the company’s “What does Umpqua mean?” public town hall hosted at Reno’s Grove at South Creek with 250 area residents and business leaders in attendance.





The Education Alliance (EA) is a nonprofit organization funded by Washoe County School District grants and donations. The EA focuses on K-16 programs that support academic achievement, community partnerships and workforce development, providing a link between schools and the community through the following programs: Advocacy, School to Careers, Parent Information and Resource Center, Focus on Literacy, Teacher's Warehouse, smarthinking.com and Partners in Education.





Umpqua Bank’s $25,000 donation will support EA’s Focus on Literacy program, an initiative that provides books, after-school tutoring, technology upgrades, and training for staff to provide literacy learning opportunities for at-risk students. Umpqua’s support will allow an additional school to benefit from the program and work to achieve or surpass 3rd grade level reading benchmarks.





The Food Bank of Northern Nevada is a regional food distribution and support system for more than 100 different direct service nonprofit agencies serving the needy, the ill, the elderly and youth.





The Food Bank will use the $10,000 grant to enhance its Backpack Kids program by providing 2,500 backpacks of weekend survival food for homeless youth identified through the Washoe County School District’s Children in Transition program.





“As a community bank, Umpqua is committed to the Northern Nevada region, and we look forward to continuing to support local organizations and neighborhoods as we expand our presence in Reno and North Lake Tahoe,” said Ray Davis, president and CEO of Umpqua Bank.





The Reno town hall marks the second Umpqua Bank-hosted public gathering in Northern Nevada with combined outreach to more than 400 area residents. The first took place in Incline Village on July 7 at the Hyatt Regency where Umpqua Bank donated $15,000 to three Incline -based organizations: Incline High School, the Children’s Cabinet at Incline Village and Project MANA (Making Adequate Nutrition Accessible).





At both, residents attended to meet Ray Davis, Umpqua Bank president and CEO, and David Funk, senior vice president and regional manager for the company, and to discuss and learn about Umpqua’s history, culture and approach to community banking.





About Umpqua Bank


Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 181 locations between San Francisco and Seattle, along the Oregon and Northern California Coast, Central Oregon and Northern Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for the past four years in a row on FORTUNE magazine’s list of the country’s “100 Best Companies To Work For.” Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments Inc., which offers services through Umpqua Bank stores and in dedicated offices throughout Oregon. Umpqua's Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit http://www.umpquabank.com.





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To introduce itself to Incline Village residents, share its plans for the Northern Nevada market and engage in conversation with community members, Umpqua Bank yesterday hosted a “What does Umpqua mean?” public town hall at Incline’s Hyatt Regency.





150 residents attended to meet Ray Davis, Umpqua Bank president and CEO, and David Funk, senior vice president and regional manager for the company, and to discuss and learn about Umpqua’s history, culture and approach to community banking.





“We are pleased to have had the opportunity to meet so many Incline residents and to talk not only about Umpqua Bank but especially about what’s most important in this community,” said Ray Davis, chief executive officer of Umpqua Holdings Corporation. “Umpqua Bank and our associates are committed to the communities where we live and work and look forward to becoming active members of the Northern Nevada region.”





At the conclusion of the Town Hall, Umpqua Bank announced its support of two Incline Village-based non-profit organizations presenting $5,000 checks to the Children’s Cabinet at Incline Village (CCIV) and Project MANA (Making Adequate Nutrition Accessible).





CCIV is a private, non-profit organization, providing low cost services to children and families living along the North Shore of Lake Tahoe. Education, mental health and youth development are primary areas of CCIV’s focus. In addition, CCIV offers case management and referrals, and parent education.





Umpqua Bank’s $5,000 donation will support CCIV’s parenting class program, a session developed to combat the underlying causes of child abuse and neglect, by giving 60 additional at-risk families the skills they need to create a nurturing environment for their children to grow into healthy adults.





Project MANA is a hunger relief organization serving the North and West Shores of Lake Tahoe and Truckee. Since its inception in July of 1991, Project MANA has responded to the emergency food need of the homeless, the elderly, the homebound, families in need, children and single parents.





Project MANA will use the $5,000 to increase its Kids Can Cook program outreach by providing 60 nutrition education classes to 500 latch-key kids who are responsible for one or more of their own meals. These classes provide participants with the tools they need to make healthy food choices and tips for cooking safety.





Additionally, Umpqua announced that they will be working with Incline High School to provide a grant of up to $5,000 to support teachers who are working to enhance the educational experience of their students.





About Umpqua Bank


Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 181 locations between San Francisco and Seattle; along the Oregon and Northern California Coast, Central Oregon and Northern Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for the past four years in a row on FORTUNE magazine’s list of the country’s “100 Best Companies To Work For.” Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments Inc., which offers services through Umpqua Bank stores and in dedicated offices throughout Oregon. Umpqua's Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit http://www.umpquabank.com.





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PORTLAND, Ore., July 1, 2010 – Umpqua Holdings Corporation (NASDAQ: UMPQ), parent company of Umpqua Bank and Umpqua Investments, will conduct a quarterly earnings conference call Tuesday, July 27, 2010 at 10:00 a.m. PDT (1:00 p.m. EDT) during which the Company will discuss second quarter 2010 results and provide an update on recent activities. There will be a question-and-answer session following the presentation. Shareholders, analysts and other interested parties are invited to join the call by dialing (800) 752-8363 a few minutes before 10:00 a.m. The conference ID is 82132563. A re-broadcast will be available approximately two hours after the conference call by dialing (800) 642-1687 or by visiting www.umpquaholdingscorp.com. Information to be discussed in the teleconference will be available on the company's website in the morning prior to the call.

PORTLAND, Ore. – June 18, 2010 – Umpqua Holdings Corporation (NASDAQ: UMPQ) announced that its subsidiary, Umpqua Bank, has acquired the banking operations of Nevada Security Bank, Reno, Nev., and its California division, Silverado Bank, in a purchase and assumption agreement with the Federal Deposit Insurance Corporation (FDIC). This is the third FDIC-assisted transaction for Umpqua Bank this year and the fourth since 2009. The transaction expands the bank’s footprint from three to four Western states: Oregon, Washington, California and now Nevada, with three new locations in Reno and one in Lake Tahoe’s Incline Village.





As of March 31, 2010, Nevada Security Bank had $492 million in assets and $480 million in deposits. Nevada Security Bank’s $342 million in loans are subject to a loss-sharing agreement with the FDIC. Umpqua Bank expects the acquisition to be immediately accretive to operating earnings per share. The transaction will increase Umpqua’s assets to approximately $11 billion and deposits to approximately $8.6 billion, based on Umpqua’s balances as of March 31, 2010.





“While Umpqua Bank is a new name in Nevada, we have 57 years of history in the Pacific Northwest and are considered one of the strongest and most well capitalized community banks in the country,” said Ray Davis, chief executive officer of Umpqua Holdings Corporation. “We are pleased to help restore financial footing and welcome former Nevada Security Bank and Silverado Bank customers to Umpqua. Customers’ deposits are safe and secure, and we look forward to bringing new lending opportunities to the community. We anticipate this to be a smooth transition, and we are looking forward to becoming an active member of the Northern Nevada region.”





Today’s acquisition announcement follows a decision by the Nevada Financial Institutions Division to close Nevada Security Bank and have the FDIC accept receivership.





Umpqua Bank participated in a competitive bid process with the FDIC. The accepted bid included no deposit premium and a discount bid of 4.9 percent on assets acquired.





Starting Monday, June 21, all five of Nevada Security Bank’s locations, including its Silverado Bank division in Roseville, Calif., will open as Umpqua Bank stores at normal hours, from 9:00 a.m. to 5:00 p.m.. The transaction increases Umpqua’s network to 181 store locations throughout Northern Nevada, Northern California, Oregon and Washington. Customers of Nevada Security Bank and Silverado Bank are now customers of Umpqua Bank and deposits will continue to be insured by the FDIC up to the maximum permitted by law.





Umpqua Bank is working closely with former Nevada Security Bank and Silverado Bank employees to ensure that customers will be able to conduct business as usual, with full access to deposits, loans, ATM/debit cards, online banking, automatic billpay service and other electronic banking services. Checks drawn on Nevada Security Bank and Silverado Bank will continue to be processed. Loan customers should continue to make their payments as they normally would.





Umpqua Bank expects to convert Nevada Security Bank’s consumer banking, residential lending, commercial and small business services to the Umpqua Bank brand over the next several months. Umpqua Bank, Nevada Security Bank and Silverado Bank customers will be able to access the combined network of 201 ATMs without fees within two weeks.





Umpqua Bank representatives are on-site at all former Nevada Security Bank and Silverado Bank locations to assist in the transition, address customer needs and begin integrating operations. For additional information, customers can also visit www.umpquabank.com or call the Umpqua Bank customer care team at 866-486-7782.





About Umpqua Holdings Corporation


Umpqua Holdings Corporation (NASDAQ: UMPQ) is the parent company of Umpqua Bank, an Oregon-based community bank recognized for its entrepreneurial approach, innovative use of technology, and distinctive banking solutions. Umpqua Bank has 181 locations between San Francisco, Calif. and Seattle, Wash., along the Oregon and Northern California coast, Central Oregon and Northern Nevada. Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments Inc., which has locations in Umpqua Bank stores and in dedicated offices in Oregon. Umpqua's Private Bank Division serves high net worth individuals and non-profits providing customized financial solutions and offerings. Umpqua Holdings Corporation is headquartered in Portland, Ore. For more information, visit www.umpquaholdingscorp.com.





This press release includes forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, which management believes are a benefit to the reader. These statements are necessarily subject to risk and uncertainty and actual results could differ materially due to various risk factors, including those set forth from time to time in our filings with the SEC. You should not place undue reliance on forward-looking statements and we undertake no obligation to update any such statements. In this press release we make forward-looking statements about the anticipated favorable effect of this acquisition on our earnings per share and the benefits of completing the integration of Nevada Security Bank into Umpqua Bank. Specific risks that could cause results to differ from forward-looking statements are set forth in our filings with the SEC and include, without limitation, our ability to successfully integrate these operations without undue disruption or loss of customers and without unplanned operational expenses or credit losses.