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Build business with a loan as low as 3.00% variable APR

Now, the bigger the balance in your Umpqua business checking account, the more you’ll save with a lower rate on your business line of credit. Learn more about our business loans & lines or drop us an email to apply now.




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Get up to 0.50% rate discount on your unsecured personal loan or a car, RV or boat loan

Apply for a personal loan, auto, RV or boat loan with automatic payment from an Umpqua checking or savings account to receive the 0.50% interest rate discount. (Apply for an Executiveline, home equity loan or line or a vacation home loan or line to receive a 0.25% interest rate discount.)
Get up to 0.25% rate discount on your Executiveline or home equity loan or line.

Apply for an Executiveline, home equity loan or line or a vacation home loan or line to receive a 0.25% interest rate discount. (Apply for a personal loan, auto, RV or boat loan with automatic payment from an Umpqua checking or savings account to receive the 0.50% interest rate discount.)
No annual fee Visa® credit cards!

Many of our Umpqua Visa Credit Cards, both for personal and business, come with no annual fee and a variety of perks. Learn more or apply now for business credit cards or personal credit cards.
Enjoy no closing costs on your home or vacation home equity loans or line

Apply for a home or vacation home equity loan or line and we’ll cover your closing costs. Better yet, you’ll also enjoy a 0.25% rate discount when you connect your loan or line to automatic payment from your Umpqua checking or savings account.
Enjoy your first order of checks for free

Open any Umpqua checking account (business or personal!) and you’ll receive your first order of checks for free. Better yet, you can even personalize them with cool gear and images to match your mood, style, perspective on life.

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Take an easy read through your free combined statement

If you have more than one account with us, one of which is a personal checking account, we can hook you up with a combined statement, for free. We’ll put your personal checking, savings, CD, HSA and money market, all on one statement so you save paper, envelopes and peace of mind.
Free traveler's checks & cashier’s checks

Open a cruise or cruise interest checking account and we’ll set you up with the good stuff. Like Free Traveler's Checks & Cashier’s checks, free Notary Services…even a $20 credit toward your 1st year's safe deposit rent (where available).
Free investment consultation*

Open a cruise or cruise interest checking account and you’ll receive a free investment consultation from our partners at Umpqua Investments.


* Umpqua Investments, Inc. is a subsidiary of Umpqua Holdings Corporation. Umpqua Investments is not a bank. Securities offered by Umpqua Investments are not insured by the FDIC or any other federal agency. Umpqua Investments are not a bank deposit or bank obligation and are not backed or guaranteed by any bank. All securities involve investment risk, including loss of principal. Member FINRA/SIPC.
Get up to $25 off 1st year safe deposit box

Open a Benefit Banking Interest Checking account and we’ll give you reduced rent on your save deposit box--$25 off the first year! If you open a cruise or cruise interest checking account, we’ll give you $20 off the first year. (Discount only available where boxes available.)
Enjoy a 0.25% higher interest rate on your CDs

Open a Benefit Banking Interest Checking account and we’ll give you a 0.25% interest rate bonus on Certificates of Deposit. Not bad, eh?
Personalize your checking account

Personalize your checkbook and checks with cool gear and imagery to match your mood, style, perspective on life. Click here to browse!